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Home Legal Cases

CJEU Rules on transparency requirements in Consumer Credit agreements

Kelly Cini (Advocate)

by Ganado Advocates
September 21, 2026
in Articles, Legal Cases
Reading Time: 1 min read
Consumer Credit agreements
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CJEU Ruling Clarifies Lender Obligations Under Consumer Credit Agreements in Case C-472/23

On 13 February 2025, the Court of Justice of the European Union (the “CJEU”) delivered a preliminary ruling in the case C-472/23 in the names Lexitor sp. z o.o. v A. B.S.A, clarifying certain scenarios where lenders may be deemed to be in breach of their obligations to provide consumers with the information set out in Article 10(2)(g) and Article 10(2)(k) of Directive 2008/48/EC (the “Consumer Credit Directive” or the “CCD”).

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